KAHULUI – What does the U.S. Small Business Administration offer to small business owners? The programs are many and varied, and the qualifications for each are specific.

Take advantage of a free opportunity to meet one-on-one with an SBA representative at Hawaii USA Federal Credit Union at 285 W. Kaahumanu Avenue, Suite 101-A, in Kahului on Tuesday, March 17, from noon to 3:30 p.m.

Ask about loans for working capital, long-term financing to purchase or renovate business real estate or major equipment, and government contracting certifications and assistance.

In coordination with participating lenders, an experienced SBA specialist will be available for a 30-minute confidential consultation. Appointments are required and scheduled by SBA. Walk-ins may be accepted if time allows.

Contact Jerry Hirata at (808) 541-2990, extension 210; e-mail jerry.hirata@sba.gov; or visit www.sba.gov/hi and click on the Events Calendar.